Current Rates


New Auto
100% financing 3.75%**
Used Auto
100% financing 4.25%**
10% down 10.25%**
Loan 14.00%**
Loan 12.00%**
Secured Loans
share or cd rate +3.00%**

*Rates subject to change without notice. Please contact CMEFCU for complete terms.

** Annual Percentage Rate

Welcome to CMEFCU Online!

Cumberland Municipal Employees Federal Credit Union of Cumberland, RI has 1222 members and assets of $8 million. The Credit Union, opened in 1962, as the Cumberland School Employees Credit Union. Then in 1993 it was changed to Cumberland Municipal Employees Federal Credit Union.

We have 2 full time employees. Our regular hours are Monday to Friday 9:00 to 4:00.

And for the summer our hours are Monday to Thursday 9:00 to 3:00 and Fridays 9:00 to 12:00.

Please contact our branch at (401) 658-0010 or stop by our branch located at:

2145 Diamond Hill Road
Cumberland, RI 02864
ATTENTION MEMBERS: As of October 13, 2015 the credit union will be moving to 2145 Diamond Hill Road, Cumberland, RI 02864